Guides
Short, plain-English guides to paying off debt and planning your paychecks. Any numbers in them are made-up examples.
Debt snowball vs. avalanche: which one should you use?
The snowball pays the smallest balance first; the avalanche pays the highest rate first. How each works, a made-up example, and how to pick.
How to budget by paycheck
If you're paid weekly or every other week, a monthly budget can leave you short before payday. Here's how to plan each paycheck instead.
Short on money this month? Start here.
When bills are bigger than your paycheck, start with what keeps you safe: housing, utilities, food and transportation. Then call before you miss a payment.
Free: the Debt Snowball Tracker. Join the waitlist at moneycapade.app.
The iPhone and Android apps aren't in the App Store or Google Play yet, and Premium isn't live yet. The free web beta runs in your browser.